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Specialist insurance for dogs

Pet Insurance For Dogs

Naturally, if you’re new to K9 COVER the one thing we want you to do today, right now, is get a quote.

We offer online medical screening for your dog, meaning you can cover pre-existing medical conditions if you insure with us and you’ll only pay the premium relevant to your dog’s medical history.

We also cover most ongoing (chronic) conditions, so even if your dog is currently taking medications we are usually able to accommodate this.

Plus it’s quite novel to see how much your dog’s pre-existing medical conditions actually cost to insure.


You decide the vet fee limit up to £8,000 per annum and you decide whether to increase the policy excess in return for a discount.

If you need to claim we charge a 20% co-payment for dogs aged 7-11 years, and 25% for dogs 12 and over but we’ll only charge one excess for the whole year.

Retrieve quote

Just pop in your seven digit reference and postcode to pull up your previous quote.

REMEMBER: All quotes on our site are anonymous. The only item we require is your postcode.

Customer Feedback

Great to know that there are insurance companies with people who actually care about our pets. Really appreciated.

Gail from Ilkeston

November 2021

Simple and straight forward questions

Andrea from Spalding

May 2021

Good and clear

Cheryl from Farnham

April 2021

Who Are We?

We are a new specialist dog insurance provider (sorry, no cats) created and launched in 2021.

Behind the business sit a number of professionals with decades of experience in medical screening for the insurance sector.

As dog owners, we’ve witnessed the failure of the pet insurance market to provide adequate cover for policyholders so we have designed a site around what the Financial Ombudsman Service list as the area responsible for the highest number of complaints - pre-existing medical conditions

Read more about us...

Get in touch

If you’re a new or existing customer and need anything from us, however big or small, just click here.

Our Cover Levels

Silver Cover

Comprehensive benefits

Vet fees up to £8,000
Complementary treatment up to £1,000
this falls within the vet fee limit above
Public liability up to £1,000,000
£250 excess applies
European (EU) travel up to 3 months
provided that your pet is registered with the Government’s P.E.T.S. travel scheme
Accidental death benefit £500
for dogs aged 5 and under
Theft or straying up to £250
to help recover your dog
Emergency dental treatment
included within the vet fee limit provided your dog has had an annual dental check-up and any recommendations have been followed

Gold Cover

Advanced benefits

All the benefits of Silver Cover
24 hour support
from fully trained veterinary nurses
Unlimited communication via web-chat,
phone or video call

For additional information please refer to our Insurance Product Information Document (IPID) or Policy Wording

Learn more about our current partner

K9 Organics

On behalf of the marketing team thank you for the really positive feedback for our fabulous product partner K9 Organics. Their award-winning range of organic dog shampoos and treatments have been included as a welcome gift since launch and we're now finding that many clients are buying direct.

Please remember to take advantage of our promotional code, saving 10% off the retail price. This is included in your welcome box and can be used on every purchase.

More About Dog Insurance